Disclosures &

Licensing Disclosure

Last Updated on April 24th, 2024

Please read this information carefully and retain a copy for future reference.

ETHOS Lending, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.

ETHOS Lending, Inc.
Compliance Department
26381 Crown Valley Parkway #230
Mission Viejo, CA 92691
Phone: (949) 245-2376
Email: info@ethoslending.com NMLS# 1533336

For licensing information go to NMLS Consumer Access

DRE# 02013430
Finance Lenders Law License# 60DBO101288

We're Here for you Every Step of the Way.

We’re here for you from start to finish, but you won't be hassled by calls from our lenders. Have questions? Just ask.


Why Choose ETHOS?

Who has time to go to different banks to explain their situation and to understand their mortgage options? We'll use our expertise to discover solutions you didn't know were possible and secure the funding you deserve.

Our dashboard makes it easy. Request your pre-approval in less than 5 minutes. Upload your documents to lock in the best rate. Receive your full approval within 48 hours! An ETHOS Loan Expert is always on hand to advise and answer any questions.

We shop around for great deals. Our rate comparisons make selecting the best option for your home ownership goals easy and our Loan Officers are here for you with expert advice.

No worries about a great deal slipping through your fingers due to frustrating approval delays. Our fast, seamless funding process ensures you'll soon be on your way to securing that dream property.

Lock in optimum terms at current interest rates so your home payments remain affordable. Or update your repayment schedule to create more equity!

Take advantage of the equity you've built in your home with cash-out refinancing. It's your money - to spend however you want!

Some are household names, while newer players offer ultra-competitive options to challenge their established rivals. We'll work with them to ensure you lock in the best terms possible.