Disclosures & Licensing
September 2nd, 2024ETHOS Lending, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate or discourage applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.
WHERE WE ARE
- Licensed In
- License Process Underway
- Phase 3 of Licensing
- Phase 4 of Licensing
CALIFORNIA
DRE-02013430
Licensed by the Department of Real Estate Corporation, Mortgage Loan Originator Endorsement, DRE #02103430
Finance Lenders Law License#60DB0101288
COLORADO
Mortgage Company Registration
IDAHO
MBL-2081533336
Mortgage Broker/Lender Licensee under License #MBL-2080005057.
TEXAS
SML – Mortgage Company License
- TEXAS COMPLAINT AND RECOVERY FUND NOTICE CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.
Ethos Lending Inc, NMLS ID: #1533336 - 26381 Crown Valley Parkway, Suite 230
- Mission Viejo, CA 92691
- Phone: Phone: (949) 720-1616 | Toll-free: (855) 601-5949
- Email: Info@ethoslending.com
For licensing information go to NMLS Consumer Access
We're Here for you Every Step of the Way.
We’re here for you from start to finish, but you won't be hassled by calls from our lenders. Have questions? Just ask.
Why Choose ETHOS?
Who has time to go to different banks to explain their situation and to understand their mortgage options? We'll use our expertise to discover solutions you didn't know were possible and secure the funding you deserve.
Our dashboard makes it easy. Request your pre-approval in less than 5 minutes. Upload your documents to lock in the best rate. Receive your full approval within 48 hours! An ETHOS Loan Expert is always on hand to advise and answer any questions.
We shop around for great deals. Our rate comparisons make selecting the best option for your home ownership goals easy and our Loan Officers are here for you with expert advice.
No worries about a great deal slipping through your fingers due to frustrating approval delays. Our fast, seamless funding process ensures you'll soon be on your way to securing that dream property.
Lock in optimum terms at current interest rates so your home payments remain affordable. Or update your repayment schedule to create more equity!
Take advantage of the equity you've built in your home with cash-out refinancing. It's your money - to spend however you want!
Some are household names, while newer players offer ultra-competitive options to challenge their established rivals. We'll work with them to ensure you lock in the best terms possible.