Ethos Lending

    Disclosures & Licensing

    Licensing Disclosure

    Last Updated on August 29th, 2026

    Please read this information carefully and retain a copy for future reference.

    Ethos Lending, Inc. is an Equal Housing Opportunity lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.

    Where We Are Licensed

    Ethos Lending, Inc. | NMLS #1533336

    Texas Residents — Complaints

    TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

    California Residents — Complaints

    If you have a complaint, first contact Ethos Lending, Inc. If you remain dissatisfied, you may contact the California Department of Financial Protection and Innovation (DFPI) by mail at Department of Financial Protection and Innovation, ATTN: Consumer Services, 651 Bannon Street, Suite 300, Sacramento, CA 95811, or by telephone at 1-866-275-2677.

    Colorado Residents

    Colorado responsible party: Michael Mannino, NMLS #1149616, Ethos Lending, Inc., (949) 720-1616.

    Approvals

    Pre-approval is not a commitment to lend. All loans are subject to credit approval, underwriting, and property eligibility. Timelines vary.

    Contact

    Ethos Lending, Inc.

    Compliance Department

    26391 Crown Valley Parkway, Suite 230

    Mission Viejo, CA 92691

    Telephone: (949) 720-1616

    Toll-free: (855) 601-5949

    Email: compliance@ethoslending.com

    For licensing information go to NMLS Consumer Access