We're Making Mortgages Easy!

    Request your pre-approval online, with your options in one place. With bank-level security and a dedicated team, we help you from start to finish. Pre-approval is not a commitment to lend. All loans are subject to credit approval, underwriting, and property eligibility.

    Homebuyer talking to an ETHOS Mortgage Advisor from her sofa
    Couple reviewing mortgage options on a laptop at home
    STEP 1

    Tell Us What You're Looking For

    Answer a few simple questions and create your secure account. Start reviewing the loan options available to you.

    Family choosing a new home together on a tablet
    STEP 2

    Choose the Right Loan For You

    We compare loan programs from the lenders in our network and run the numbers for you. All the details you need, at your fingertips. Just select the lender and loan of your choice. Program availability and pricing vary and are subject to change.

    ETHOS Mortgage Advisor holding a client file in the office
    STEP 3

    Get Your Approval

    Manage the entire process from our dashboard. Book your appraisal, upload your documents, and track your approval. With your rate locked in, so no surprises. And an Ethos Mortgage Advisor will guide you through the process. All loans are subject to credit approval, underwriting, and property eligibility. Timelines vary.

    Homeowner relaxing with her dog in a newly purchased home
    STEP 4

    Close Your Loan

    Sign those documents and schedule your closing online or via your Ethos Mortgage Advisor. Congratulations! Now, relax and take your time to find that dream home you know is already financed! Or, start planning your move into the nest you've already chosen! Refinancing to release equity? Close and spend the cash however you want!

    We'll be Right Here For You.

    We're here for you from start to finish, and we will not pass your details to lenders for cold calls. Have questions? Just ask.

    Child playing with a golden retriever puppy at home

    Why Choose ETHOS Lending?

    Who has time to go to different banks to explain their situation and to understand their mortgage options? We'll use our expertise to discover solutions you didn't know were possible and secure the funding you deserve.

    FAQS

    Mortgages – Simplified