Ethos Lending

Our Mortgage Advisors

With 27 years in the mortgage industry, I’m the founder of Ethos Lending, where our mission is to transform loan officers into mortgage advisors and build the nation’s premier broker platform. We’re leading innovation through our Mortgages Under Management (MUM)…

NMLS 264396 | DRE CA - 1244052

Michael’s approach is very different than most lenders; he doesn’t “sell” mortgages. Michael helps people create customized mortgage plans for their real estate wealth and he does that in a way that is strategic and mindful of their short- and long-term goals.

NMLS#1149616 | DRE#1488798

Jordan is a Pepperdine University graduate in Business and began his career in public accounting at KPMG. He transitioned into real estate brokerage in 2009 and in 2012 also began flipping homes and building a real estate investment portfolio.

NMLS 1559576 | DRE CA-DRE - 01850869

Joseph Chiavatti is a trusted real estate broker and mortgage advisor serving Southern California. With a background in law enforcement and over a decade of real estate experience, he brings a calm, detail-oriented approach to every transaction.

NMLS 1768160 | DRE CA - 1974744

Your Trusted Mortgage Advisor for Life / With 12+ years in mortgage lending and 10 years as a former realtor, I bring deep industry knowledge and a client-first approach to every transaction. I’m passionate about helping people …

NMLS 984664 | DRE AZ - 1043962, CO - 100512512, CA - 01861973

Mike Hardy is an Ironman, real estate investor, speaker, and a top 1% nationally ranked mortgage originator for the past decade, nearing $1 billion in funded loans over 20 years. He recently partnered with Ethos Lending to help build culture…

NMLS 54483 | DRE AZ - LO-2001942, CA DFPI - DBO54483, CO - 100534127, FL - LO100987, ID - MLO-2080054483, MN - MLO-54483, WA - MLO-54483

James (Jimmy) Husebo is a licensed mortgage advisor, realtor, and real estate investor with an Economics degree from UC Santa Barbara. Known for his analytical approach, attention to detail, and deep market insight, James offers clients a unique…

NMLS 2665271 | DRE CA - DFPI2665271

Geoff has over 20 years of experience in the mortgage industry, specializing in guiding individuals and families through the home financing process. Rooted in Southern California’s Inland Empire, he understands the unique challenges of our local real estate market.

NMLS 1172223 | DRE AZ - 1025839, CA DFPI - DBO1172223

NMLS 485790 | DRE AZ - 1039004, CA DFPI - CA-DOC485790

Growth and Development, Mortgage Professional With over two decades of experience in the mortgage industry, Rick Mount is a purpose-driven leader committed to building people, growing teams, and delivering world-class client experiences.

NMLS 188512 | DRE AZ - 0949281, CA-DFPI - CA-DBO188512

My passion is to make the mortgage process simple, clear, and stress-free, helping families secure their dream homes with confidence. Guided by strong values, I focus on building trust and lasting relationships rather than chasing one-time deals.

NMLS 2310845 | DRE CA-DFPI - CA-DFPI2310845

With over two decades of financial expertise, I’m adept at guiding clients through home purchases with ease. Passionate about assisting first-time buyers, I ensure they feel confident and excited about their dream homes. My core values of integrity….

NMLS 2222487 | DRE CA-DRE - 02213790

Jeff is a trusted mortgage advisor with deep roots in real estate and a passion for helping clients build long-term wealth through smart lending strategies. With a background in both residential and commercial markets and a degree from…

NMLS 2310845 | DRE CA-DFPI - CA-DFPI2310845

Mortgage Loan Officer | Army Veteran | Ultra Endurance Athlete With over 20 years in the mortgage industry, I specialize in helping first-time homebuyers not only achieve the dream of homeownership…

NMLS 310104 | DRE CA-DFPI - CA-DFPI310104

With over 20 years experience as a Loan Officer, I ensure personalized loan solutions, aligned with Ethos Lending Inc’s values of integrity and transparency. Dedicated to exceptional customer care, I build lasting client relationships….

NMLS 553100 | DRE CA-DRE - 02138695

Stephanie White is a highly accomplished real estate agent and mortgage loan originator with Mint Real Estate and Ethos Lending in Orange County, California. With a background in International Business and Finance…

NMLS 553100 | DRE CA-DRE - 02138695

Years of customer service, sales, and entrepreneurial ventures have shaped my relationship-focused approach to mortgage lending. Clarity, education, and communication are the three main goals I focus on with…

NMLS 1928943 | DRE CA-DRE - 01758451

We’ll be Right Here For You.

We’re here for you from start to finish, but you won’t be hassled by calls from our lenders. Have questions? Just ask.
Mortgage services

Why Choose ETHOS Lending?

Who has time to go to different banks to explain their situation and to understand their mortgage options? We’ll use our expertise to discover solutions you didn’t know were possible and secure the funding you deserve.

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Ethos Lending Delivers on Their Promises

5.0

Over 1,234 Verified Reviews

Smooth buying process

Very helpful throughout the process. Specially for first time home owners .
The Nelson Family
Verified Reviewer
Brooklyn Park, MN (August 2023)

Great experience

Excellent communication and made the whole process very simple for a first time home buyer.
The Nelson Family
Verified Reviewer
Brooklyn Park, MN (August 2023)

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