Welcome to ETHOS Lending: Mortgages Made For You

Dino Katsiametis

INTEGRITY, TRANSPARENCY, TRUST.

I have a 25-year track record of success in the mortgage, banking, and real estate industries. Since I founded California Coastal Loans in 2000, I’ve grown my reputation and my business on the belief that when you treat your client in the way you would want to be treated, you create the foundation for a lasting relationship.

Performing without compromise, timely execution, and delivering on promises underpin my approach.
I’m passionate about the opportunities that networking can uncover. I collaborate with the best CPAs, financial planners, attorneys, accountants, real estate, and banking professionals in the business, leveraging their diverse talents and expertise to develop comprehensive financial scenarios and create win-win opportunities for clients and partners alike.

I’ve been described as a visionary, high praise indeed!. What I am is a strategic thinker who is never satisfied with the status quo, which is why I wanted to rebrand California Coastal Loans as it evolved into Ethos Lending Inc.

My ambition was to make profound changes to the way we do things in the mortgage industry. With a great team around me, I developed innovative programs and harnessed advanced technology capable of delivering unparalleled levels of support that, put simply, transform the mortgage experience for Loan Officers and clients.

My core values continue to inform every aspect of my approach. With my decades of experience I think it’s fair to say I’m respected for my expertise, transparency, and willingness to demystify the intricacies of the ever-changing mortgage landscape. Clients have described me as attentive, approachable, insightful, and a great listener.

As a native Californian with Greek roots, I live in San Juan Capistrano, close to family and church, which I consider the pillars of my character. On my family farm we produce our own food, with respect for the environment and in harmony with the changing seasons.

While building my mortgage business, I was also founder and host of the popular podcast “God’s Men of Influence”, where I promoted Christian values by interviewing men in leadership positions in the community about their walk with God. I also hosted a popular radio show “Money Matters with Dino”.
As the devoted husband and father of four beautiful children, I attribute all the good things in my life to my faith and my family.

Michael Mannino

INSIGHT. ACTION. PERSISTENCE.

My career began in public accounting. After obtaining my CPA license I honed my skills in audits and tax preparation for corporations and high-net-worth individuals. Transitioning into corporate finance and earning my MBA along the way, I have managed financial operations for companies with revenues ranging from $250 million to over $500 million. In addition, I’ve spearheaded two M&A transactions, navigating complex financial landscapes with precision and strategic insight.

As President and Chief Financial Officer of Ethos Lending Inc. I bring a wealth of experience AND expertise to the role, guiding strategic financial decisions and driving operational excellence.

I believe that real estate is the cornerstone of long-term financial freedom, and am dedicated to helping individuals and families build generational wealth through homeownership.

Family values guide my life. My wife Mandy and I are dedicated supporters of several impactful charitable organizations. In particular, we are intimately involved with the Ronald McDonald House charity, with its inspiring mission to provide comfort and support to families with sick children. We also volunteer at our three children’s schools and have fun coaching their sports teams.

Nancy Davidson

NAVIGATING CHALLENGES. INSPIRING TEAMS. GROWTH MINDSET. GRATITUDE.

Over my thirty-five year career, I’ve held pivotal executive roles as a Chief Operating Officer (COO) in the mortgage industry. I’ve driven their success through effective leadership and strategic management and have been instrumental in generating company profits exceeding $2 billion.

For me, success is all about rolling up my sleeves, getting down to business, and making real change happen. I’m proud of my reputation for an unwavering commitment to efficiency and innovation, consistently enhancing operations and customer service across the organization.

My leadership philosophy is grounded in the belief that people are the cornerstone of any successful business. I’m passionate about creating a workplace culture where every team member feels valued and empowered.

In addition to my corporate achievements, I’m a certified life and business coach. In this role, I guide aspiring professionals and executives to achieve their full potential, balancing professional growth with personal well-being. My holistic approach to leadership and my impactful career story inspire professionals across the mortgage sector and beyond.

Ian Nelson

CREATIVITY. AUTHENTICITY.  GROWTH.

I am a seasoned creative professional with experience across industries, including marketing, media production, and branding. My success lies in creating strategies and experiences that resonate with diverse audiences, and my strength lies in supporting people, brands, and organizations in realizing their potential.
As the founder of several marketing, media production, and branding companies, I’ve had the opportunity to develop skills and experience in brand strategy, product design, and storytelling. I add value by ensuring that each brand stands out through the power of authenticity.

As Creative Director of Ethos Lending Inc. I impact all aspects of our Brand through the development and management of our online, as well as offline creative assets.

My philosophy is that we achieve more when we work together. It takes a dedicated team to pursue their vision unapologetically, leading us into the future we aspire to. I am grateful that being part of the Ethos team allows me to leverage this power of unity and shared purpose.

I measure my success not only in terms of what I achieve personally but, more importantly, how I empower others to grow and reach their full potential.

My family is my top priority in life. Being a dedicated husband and father to four children has taught me invaluable lessons about commitment and purpose.

Beyond my everyday life, I find inspiration and growth through adventures in nature. This connection with the wild rejuvenates me and fuels my creativity.