Our Loan Officers

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Dino Katsiametis

Dino Katsiametis has over 25 years of experience and is an expert practitioner in the mortgage, banking and real estate industries. He has a passion for serving clients with a financial planning/ relational approach instead of a “one-time transaction” mindset. Because of this, Dino is truly considered a trusted advisor by his clients, realtors and other financial professionals he works with.

NMLS#264396 | DRE#1244052

Michael Mannino

Michael's approach is very different than most lenders; he doesn't "sell" mortgages. Michael helps people create customized mortgage plans for their real estate wealth and he does that in a way that is strategic and mindful of their short- and long-term goals.

NMLS#1149616 | DRE#1488798

Lisa Gaffikin

Combining a background in mortgage lending and real estate, I guide clients toward financial security with thoughtful, tailored strategies. I’ve built lasting relationships through trust and care, earning the loyalty of clients who value my personalized support.

NMLS#984664 | DRE#01861973

Daniel Keller

With over 25 years of experience in real estate, I specialize in securing loans for investors and self-employed individuals. My commitment to finding tailored solutions for every borrower aligns perfectly with Ethos Lending Inc.’s dedication to personalized lending. I ensure my clients receive expert guidance throughout the loan process, drawing on my extensive expertise. As your trusted partner, my professionalism and dedication will help you achieve your financial goals with confidence.

NMLS#2140940 | DRE#1986176

Mario O’Brien

I excel at building lasting client relationships. Thriving under pressure and adaptable to any situation, I ensure a smooth, efficient process tailored to your unique needs. Through transparent communication and proactive problem-solving, I aim to exceed your expectations with the solutions I provide. As your trusted advisor, I guide you through the lending market's complexities, offering insights and support to achieve your goals and future prosperity.

NMLS#1198978 | DRE#2213211

Alison Schley

With over two decades of financial expertise, I'm adept at guiding clients through home purchases with ease. Passionate about assisting first-time buyers, I ensure they feel confident and excited about their dream homes. My core values of integrity, honesty, and kindness shape my approach. I prioritize both financial outcomes and emotional investments, never compromising on customer care. Proudly part of the Ethos Lending team, I'm honored to support you through your mortgage journey.

NMLS#2222487 | DRE#2213790

We're Here for You Every Step of the Way.

We guarantee you won't be hassled with lender calls. Have questions? Just ask us.

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Why Choose ETHOS?

Who has time to go to different banks to explain their situation and to understand their mortgage options? We'll use our expertise to discover solutions you didn't know were possible and secure the funding you deserve.

Our dashboard makes it easy. Request your pre-approval in less than 5 minutes. Upload your documents to lock in the best rate. Receive your full approval within 48 hours! An ETHOS Loan Expert is always on hand to advise and answer any questions.

We shop around for great deals. Our rate comparisons make selecting the best option for your home ownership goals easy and our Loan Officers are here for you with expert advice.

No worries about a great deal slipping through your fingers due to frustrating approval delays. Our fast, seamless funding process ensures you'll soon be on your way to securing that dream property.

Lock in optimum terms at current interest rates so your home payments remain affordable. Or update your repayment schedule to create more equity!

Take advantage of the equity you've built in your home with cash-out refinancing. It's your money - to spend however you want!

Some are household names, while newer players offer ultra-competitive options to challenge their established rivals. We'll work with them to ensure you lock in the best terms possible.

Delivering on Our Promises, We Build Trust

Our clients value reliability, transparent service and honest advice. We are committed to meeting your needs effectively.

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I can't believe that the whole process of getting a mortgage and moving was so fast and painless. ETHOS supported us at every step of the way - always friendly, professional and ready to listen. Thank you again. The Nelson Family Rancho Mission Viejo, CA
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We're truly grateful as we look back on achieving the milestone of securing our home. ETHOS went above and beyond, turning our dreams into reality. While other lenders turned us away, they stood by our side, asking, 'Why not?' We appreciate the incredible journey we've been on with ETHOS and can't thank you enough. The Curtis Family San Juan Capistrano, CA
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I was finding the process of getting a mortgage pretty overwhelming - it's such a big decision. Once I found ETHOS, I knew I was in good hands. They explained all the options, and the process was smooth and fast. Overall, a great experience. The Johnson Family Rancho Mission Viejo, CA

Mortgages -
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