As a Loan Officer for over 25 years, I’ve seen it all. I educate military and first-time homebuyers, work with savvy investors, help retired clients reach independence by using home equity, and get creative with self-employed borrowers. I credit my success to hard work, honesty, listening, and focus on exceeding the expectations of homeowners. Outside work, I express my passion for people and animals, volunteering within my community, fundraising, and donating money with each loan I close.
As a Loan Officer for over 25 years, I pride myself on developing lasting client relationships by providing excellent customer service. I have helped countless borrowers fulfill their home ownership and equity management goals by effectively tailoring the best mortgage options for each client’s unique needs. I credit my success to hard work, honesty, listening, and passion for exceeding the expectations of homeowners. I’m constantly learning and staying updated on industry trends to deliver the widest array of purchase, equity-release, and refinance home loans.
I’m passionate about people, and animals, and giving back to my community. I’ve been on the board and chaired MARYAH, raising funds for our homeless youth in San Diego, and I help to fundraise for dog shelters because I believe that dogs can teach us so much about loyalty and friendship.
Our clients value reliability, transparent service and honest advice. We are committed to meeting your needs effectively.
I can't believe that the whole process of getting a mortgage and moving was so fast and painless. ETHOS supported us at every step of the way - always friendly, professional and ready to listen. Thank you again.The Nelson Family Rancho Mission Viejo, CA
We're truly grateful as we look back on achieving the milestone of securing our home. ETHOS went above and beyond, turning our dreams into reality. While other lenders turned us away, they stood by our side, asking, 'Why not?' We appreciate the incredible journey we've been on with ETHOS and can't thank you enough.The Curtis Family San Juan Capistrano, CA
I was finding the process of getting a mortgage pretty overwhelming - it's such a big decision. Once I found ETHOS, I knew I was in good hands. They explained all the options, and the process was smooth and fast. Overall, a great experience.The Johnson Family Rancho Mission Viejo, CA
Combining a background in mortgage lending and real estate, I guide clients toward financial security with thoughtful, tailored strategies. I’ve built lasting relationships through trust and care, earning the loyalty of clients who value my personalized support.