We’re Making Mortgages Easy!

Choose your preferred financing option and secure your pre-approval in just 5 minutes. Working with the best lenders and protecting you with bank-level security, we support you every step of the way.


Tell Us What You’re Looking For

Answer a few simple questions and create your secure account. Start browsing today’s best deals. It’s that easy!


Choose the Right Loan For You

We’ll track down today’s best deals from the industry’s leading providers and crunch those numbers for you. In seconds. All the details you need, at your fingertips. Just select the lender and loan of your choice.


Get Your Approval

Manage the entire process from our dashboard. Book your appraisal, upload your documents, and receive your automated approval within 48 hours! Speak to your Loan Officer to lock your rate so you may enjoy peace of mind. Our Ethos Team looks forward to working with you and guiding you smoothly through the process.


Close Your Loan

Sign those documents and schedule your closing online or via your ETHOS Loan Expert. Congratulations!

We’ll be Right Here For You.

We’re here for you from start to finish, but you won't be hassled by calls from our lenders. Have questions? Just ask.


Why Choose ETHOS?

Who has time to go to different banks to explain their situation and to understand their mortgage options? We'll use our expertise to discover solutions you didn't know were possible and secure the funding you deserve.

Our dashboard makes it easy. Request your pre-approval in less than 5 minutes. Upload your documents to lock in the best rate. Receive your full approval within 48 hours! An ETHOS Loan Expert is always on hand to advise and answer any questions.

We shop around for great deals. Our rate comparisons make selecting the best option for your home ownership goals easy and our Loan Officers are here for you with expert advice.

No worries about a great deal slipping through your fingers due to frustrating approval delays. Our fast, seamless funding process ensures you'll soon be on your way to securing that dream property.

Lock in optimum terms at current interest rates so your home payments remain affordable. Or update your repayment schedule to create more equity!

Take advantage of the equity you've built in your home with cash-out refinancing. It's your money - to spend however you want!

Some are household names, while newer players offer ultra-competitive options to challenge their established rivals. We'll work with them to ensure you lock in the best terms possible.

Delivering on Our Promises, We Build Trust

Our clients value reliability, transparent service and honest advice. We are committed to meeting your needs effectively.

I can't believe that the whole process of getting a mortgage and moving was so fast and painless. ETHOS supported us at every step of the way - always friendly, professional and ready to listen. Thank you again. The Nelson Family Rancho Mission Viejo, CA
We're truly grateful as we look back on achieving the milestone of securing our home. ETHOS went above and beyond, turning our dreams into reality. While other lenders turned us away, they stood by our side, asking, 'Why not?' We appreciate the incredible journey we've been on with ETHOS and can't thank you enough. The Curtis Family San Juan Capistrano, CA
I was finding the process of getting a mortgage pretty overwhelming - it's such a big decision. Once I found ETHOS, I knew I was in good hands. They explained all the options, and the process was smooth and fast. Overall, a great experience. The Johnson Family Rancho Mission Viejo, CA

Mortgages - Simplified