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Daniel Keller

With over 25 years of experience in real estate, I specialize in securing loans for investors and self-employed individuals. My commitment to finding tailored solutions for every borrower aligns perfectly with Ethos Lending Inc.’s dedication to personalized lending. I ensure my clients receive expert guidance throughout the loan process, drawing on my extensive expertise. As your trusted partner, my professionalism and dedication will help you achieve your financial goals with confidence.

NMLS#2140940 | DRE#1986176

I have worked in the real estate industry for more than 25 years as a real estate lawyer and mortgage broker. I specialize in loans for clients who are investors, self-employed, or otherwise face challenges in securing loans. I’m dedicated to finding the right loan for every borrower regardless of their circumstances.


In addition to my devotion to my clients, I support Veterans, the National Scoliosis Foundation, and several Muscular Dystrophy charities. For almost two decades, I’ve been advocating for injured Veterans in need of benefits and otherwise supported a variety of Veterans’ organizations around the country. In 2019 I ran the Los Angeles Marathon in 2019 to raise funds for the National Scoliosis Foundation with the support of my daughter Abigail who suffers from extreme scoliosis. I support several Southern California fundraising events every year to raise money to support children with and find a cure for Muscular Dystrophy.


“Do not go where the path may lead, go instead where there is no path and leave a trail.” Ralph Waldo Emerson

Delivering on Our Promises, We Build Trust

Our clients value reliability, transparent service and honest advice. We are committed to meeting your needs effectively.

I can't believe that the whole process of getting a mortgage and moving was so fast and painless. ETHOS supported us at every step of the way - always friendly, professional and ready to listen. Thank you again. The Nelson Family Rancho Mission Viejo, CA
We're truly grateful as we look back on achieving the milestone of securing our home. ETHOS went above and beyond, turning our dreams into reality. While other lenders turned us away, they stood by our side, asking, 'Why not?' We appreciate the incredible journey we've been on with ETHOS and can't thank you enough. The Curtis Family San Juan Capistrano, CA
I was finding the process of getting a mortgage pretty overwhelming - it's such a big decision. Once I found ETHOS, I knew I was in good hands. They explained all the options, and the process was smooth and fast. Overall, a great experience. The Johnson Family Rancho Mission Viejo, CA


Mario O’Brien

I excel at building lasting client relationships. Thriving under pressure and adaptable to any situation, I ensure a smooth, efficient process tailored to your unique needs. Through transparent communication and proactive problem-solving, I aim to exceed your expectations with the solutions I provide. As your trusted advisor, I guide you through the lending market's complexities, offering insights and support to achieve your goals and future prosperity.

Noah Burford

With over 25 years in California’s lending industry, I prioritize transparency and clear communication, helping clients make informed financial decisions. My commitment to integrity and exceptional service aligns perfectly with Ethos Lending’s core values. Whether you're a homebuyer, investor, or business owner, I will leverage advanced technology to provide loan solutions tailored to your specific needs, ensuring a smooth and confident lending experience.