Michael Mannino
My approach is very different from traditional lenders; I don't believe in "selling" mortgages. Instead, I partner with my clients to create customized mortgage plans for their real estate wealth. Focusing on tomorrow’s needs as well as today's, I work in a way that is both strategic and mindful of their short- and long-term goals.
I don’t believe in “selling” mortgages to my clients. Instead, I become their trusted partner and advisor to create customized mortgage plans for their real estate wealth. Focusing on tomorrow’s needs as well as today’s, I work in a way that is strategic and mindful of their short- and long-term goals.
I live in Tustin Ranch with my wife (Mandy) and our 3 young children (Van, Lucy, and Beau). We are active members of our local Catholic church. Our family vacations are usually spent visiting the desert and relaxing in the pool, or spending long weekends on the beautiful central coast. In addition to immersing ourselves in nature on family hikes, and spending the day with the kids in the sand on the Balboa peninsula. I also enjoy coaching youth sports.
Delivering on Our Promises, We Build Trust
Our clients value reliability, transparent service and honest advice. We are committed to meeting your needs effectively.
5.0
I can't believe that the whole process of getting a mortgage and moving was so fast and painless. ETHOS supported us at every step of the way - always friendly, professional and ready to listen. Thank you again.The Nelson Family Rancho Mission Viejo, CA
We're truly grateful as we look back on achieving the milestone of securing our home. ETHOS went above and beyond, turning our dreams into reality. While other lenders turned us away, they stood by our side, asking, 'Why not?' We appreciate the incredible journey we've been on with ETHOS and can't thank you enough.The Curtis Family San Juan Capistrano, CA
I was finding the process of getting a mortgage pretty overwhelming - it's such a big decision. Once I found ETHOS, I knew I was in good hands. They explained all the options, and the process was smooth and fast. Overall, a great experience.The Johnson Family Rancho Mission Viejo, CA
MEET OTHER ETHOS LOAN OFFICER
Lisa Gaffikin
Combining a background in mortgage lending and real estate, I guide clients toward financial security with thoughtful, tailored strategies. I’ve built lasting relationships through trust and care, earning the loyalty of clients who value my personalized support.
