Michael Mannino
My approach is very different from traditional lenders; I don't believe in "selling" mortgages. Instead, I partner with my clients to create customized mortgage plans for their real estate wealth. Focusing on tomorrow’s needs as well as today's, I work in a way that is both strategic and mindful of their short- and long-term goals.
I don’t believe in “selling” mortgages to my clients. Instead, I become their trusted partner and advisor to create customized mortgage plans for their real estate wealth. Focusing on tomorrow’s needs as well as today’s, I work in a way that is strategic and mindful of their short- and long-term goals.
I live in Tustin Ranch with my wife (Mandy) and our 3 young children (Van, Lucy, and Beau). We are active members of our local Catholic church. Our family vacations are usually spent visiting the desert and relaxing in the pool, or spending long weekends on the beautiful central coast. In addition to immersing ourselves in nature on family hikes, and spending the day with the kids in the sand on the Balboa peninsula. I also enjoy coaching youth sports.
Delivering on Our Promises, We Build Trust
Our clients value reliability, transparent service and honest advice. We are committed to meeting your needs effectively.
5.0
I can't believe that the whole process of getting a mortgage and moving was so fast and painless. ETHOS supported us at every step of the way - always friendly, professional and ready to listen. Thank you again.The Nelson Family Rancho Mission Viejo, CA
We're truly grateful as we look back on achieving the milestone of securing our home. ETHOS went above and beyond, turning our dreams into reality. While other lenders turned us away, they stood by our side, asking, 'Why not?' We appreciate the incredible journey we've been on with ETHOS and can't thank you enough.The Curtis Family San Juan Capistrano, CA
I was finding the process of getting a mortgage pretty overwhelming - it's such a big decision. Once I found ETHOS, I knew I was in good hands. They explained all the options, and the process was smooth and fast. Overall, a great experience.The Johnson Family Rancho Mission Viejo, CA
MEET OTHER ETHOS LOAN OFFICER
Mario O’Brien
I excel at building lasting client relationships. Thriving under pressure and adaptable to any situation, I ensure a smooth, efficient process tailored to your unique needs. Through transparent communication and proactive problem-solving, I aim to exceed your expectations with the solutions I provide. As your trusted advisor, I guide you through the lending market's complexities, offering insights and support to achieve your goals and future prosperity.
Noah Burford
With over 25 years in California’s lending industry, I prioritize transparency and clear communication, helping clients make informed financial decisions. My commitment to integrity and exceptional service aligns perfectly with Ethos Lending’s core values. Whether you're a homebuyer, investor, or business owner, I will leverage advanced technology to provide loan solutions tailored to your specific needs, ensuring a smooth and confident lending experience.