EXCELLENT 135 reviews![]()
Melissa N.2024-12-16 I just closed on my first home and I couldn't have done it without the amazing team at Ethos! As a first time homebuyer, this process was a bit overwhelming, especially since I was buying on my own, but throughout every step of the way Mario was incredibly friendly and helpful. He was always available to answer any questions and always kept me in the loop. I never once felt like I was left on my own or felt unsure about anything. I especially appreciated Mario crunching the numbers and making videos to present them in user friendly terms. Karina was also amazing in helping with my loan getting processed! Although we had a bump in the road with my first contract due to HOA issues, Mario worked hard trying to find funding and kept me updated the whole time. Thankfully, soon after I was able to find my house with no problems! Overall, I had an exceptional experience working with Ethos and couldn't have asked for a better team. Buying my first home was an intimidating process, but they helped make sure everything went smoothly so that I could have the best Christmas present ever!! Jasmine P.2023-08-27 What a wonderful experience we had with CCL for our first home-buying experience. They made everything so easy. Particular shout out to Mario and Kim. Thank you for going above and beyond for us! Jaimon S.2023-07-03 Knowledgeable personnel, thorough follow ups and a pleasure to work with. Thanks for making the mortgage process so seamless Luciana P.2023-05-16 We had an excellent experience buying our first home with CCL. Mario was amazing from the beginning. He helped us understand our loan options and sent us videos explaining all the different alternatives. Once we were in escrow, he called the seller's agent and helped us close in 14 days!! Mario and everyone else at CCL were super responsive and knowledgeable. They certainly made this process way less stressful. Thank you so much! Molley E.2023-03-27 Dino and his team are the best. Anthony helped me so much in the process of buying my first home. He left no question unanswered and was willing to take the time to go through everything in detail. Made what I expected to be a very stressful process easy and I felt confident with them every step of the way. Thank you Anthony!! Lorena S.2023-02-15 We highly recommend California Coastal Loans for their honesty, professionalism, and Ethic all the time. We really appreciated how Dino, Mario O'Brian and team made this process run so smooth and clear. Thanks for the support, customer service, advice , help and guidance to get the best advantage of our refinance. Christopher L.2022-11-15 Dino's team was incredibly helpful throughout the whole mortgage process, especially Anthony who my wife and I worked with extensively. Whenever we had questions, Anthony took the time to explain options and terms that we were not familiar with. Through these conversations, we were able to financially ground ourselves in what we could afford as well as what different down payments and rates would look like. Having this support really removed a lot of stress already present in the first time homebuying process especially when there is such a large sum of money involved. Through CA Coastal Loans, we were able to land a dream house in Anaheim Hills for a deal we originally thought was out of our financial reach. I highly recommend this company for anyone looking to take out a mortgage - ethical, flexible, efficient, and responsive. Thank you again! Stephen J.2022-10-10 Dino and Mario have a stellar team at California Coastal Loans and I was very fortunate to be referred to them during our mortgage search. I've worked with a number of other Mortgage Brokers and direct lenders and none of them hold a candle to the rigor, patience, and consultative nature that these guys offer. I probably had over 100 questions throughout the process and Mario was exceptional at addressing all of our concerns and questions and giving us multiple options for how to find the best mortgage for our needs. I'll definitely work with him again if we decide to refinance in the future. Barry B.2022-09-21 Dino, Mario and team went the extra mile for us from start to finish. They helped with advice on enhancing our credit, as well as timing for buying and applying for the loans. They helped us to get the most house we could afford in a very tough market in San Clemente. When we were all systems go to make an offer, and in 30 day escrow, they got it done in 21 days! This allowed us to get some much needed work done prior to moving in. I would highly recommend these guys they actually care about your family and not just making a sale. Thank you to California Coatal Loans! Vicky N.2022-06-02 My husband and I were first time homebuyers. CA Coastal Loans was highly recommended to us by our agent (Monica Villalobos) with years of experience together. From the get-go, we were immediately welcomed and we felt comfortable with Dino & his team every step of the way. We worked mostly with Mario O'Brien and he is so kind & patient with all our questions and concerns as first time homebuyers. The team sent us gifts throughout the process to help us deal with the stress and celebrate the wins with us!! It was such a great surprise every time. We were blown away with their amazing customer service and super quick responses. We had updated our pre-approval quite a few times to try to optimize our loan amount. Each time they were happy to help and would get it done within the next day. Mario always took the time to make detailed videos explaining what was going on and briefing us on the paperwork side of things. Even with some hiccups with the banks, they kept constant communication and never made us worry about anything. The whole team is amazing and not only just helped us get set up with our home loan, but also gave us many tools to set us up for success. Love them so much & we highly recommend CA Coastal Loans!! Home buying is stressful enough, but Dino & his team made the loan process stress free! Thank you guys!!!
EXCELLENT 179 reviews![]()
Melissa2024-12-16 I just closed on my first home and I couldn’t have done it without the amazing team at Ethos! As a first time homebuyer, this process was a bit overwhelming, especially since I was buying on my own, but throughout every step of the way Mario was incredibly friendly and helpful. He was always available to answer any questions and always kept me in the loop. I never once felt like I was left on my own or felt unsure about anything. I especially appreciated Mario crunching the numbers and making videos to present them in user friendly terms. Karina was also amazing in helping with my loan getting processed! Although we had a bump in the road with my first contract due to HOA issues, Mario worked hard trying to find funding and kept me updated the whole time. Thankfully, soon after I was able to find my house with no problems! Overall, I had an exceptional experience working with Ethos and couldn’t have asked for a better team. Buying my first home was an intimidating process, but they helped make sure everything went smoothly so that I could have the best Christmas present ever!! Kevin de anda2024-09-24 Best people to work with crystal and Mario are the best Derick Tran2024-09-04 I had a great experience working with Ethos throughout my first home purchase. I initially reached out over a year ago into the process, Anthony was incredibly patient and supportive, talking me through my different options in the loan process as I started my search. I never felt any sort of pressure as I navigated the market. Fast forward to now, I've finally closed escrow in 21 days! Mario and Karina took care me throughout the fast paced process. As a first time home buyer, everything was so new and all the terms and paperwork got very overwhelming. I appreciated how friendly and approachable Mario and Karina were, always available for a call and to answer and explain any questions or concerns I may have. Mario kept me up-to-speed every step of the way, sending videos to go into further detail of where we are at in escrow. Karina did an awesome job working with me getting my loan processed and approved. Thank you to Dino and the whole Ethos team for going above and beyond and taking care of me throughout this whole process. I look forward to working with them again in the future. Mia M.2024-06-27 We recently had the pleasure of working with Manny Alfelor as our mortgage loan officer, and we cannot recommend him highly enough. Manny’s professionalism, expertise, and dedication made the entire process smooth and stress-free. From our first conversation, Manny’s extensive knowledge of the mortgage industry was clear. He took the time to understand our financial situation and homeownership goals, providing tailored advice that guided us to the best loan options. His ability to explain complex financial concepts clearly was incredibly reassuring. Manny’s exceptional communication skills set him apart. He was always prompt in responding to our questions and kept us updated throughout the process. His proactive approach ensured we were never left in the dark. Manny’s commitment to customer service is second to none. He went above and beyond to secure the most competitive rates and terms, and his guidance throughout the closing process was invaluable. In conclusion, Manny Alfelor is a top-tier mortgage loan officer who combines expertise, exceptional communication, and a client-focused approach to deliver outstanding service. Definitely exceeded our expectations. Thank you, Manny, for making our home buying journey a positive and memorable one! James Graham2024-06-19 Dino and his team are true professionals! They don’t focus on selling a product they act as a trusted advisor to ensure their clients get the best mortgage for their needs and goals. They do all the heavy lifting to ensure a fast and smooth closing! We used them to purchase a home and I highly recommend them to anyone looking to purchase or refinance! We had zero hiccups and couldn’t be happier with their service! AA B2024-06-03 Manny’s been my lender since my old home, my new home and my future home. He’s always been so supportive and he’s always one text and one call away from answering any of our question. He’s always been a big part of our journey and will continue to be. I highly recommend Manny if you’re looking for a lender that’s trustworthy and actually cares even after you close. Zoey A2024-05-25 It was great experience working with Dino‘s team, super easy loan process no stress whatsoever. Thank you for your help getting us the loan. Hazel Rosete2024-05-23 Manny did an excellent job with my clients and he always set the expectations for them and for me as well during the entire loan process. Manny is amazing! I highly recommend having Manny on your side when it comes to one of the biggest assets of your lifetime! Simply Rebekah2024-03-02 Dino, Anthony, and team were amazing! Extremely communicative, informative, and helpful along the way. As first time home buyers, we appreciated thorough explanations, videos, and visuals. Thank you for answering our questions (sometimes repetitive) without judgement and in a timely manner (typically within 5-15 minutes)! Also loved the care packages for every milestone so we could celebrate the steps along the way of this process and journey. Thank you so much team!
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