With over two decades of experience in the mortgage industry, I have dedicated my career to guiding clients through the complexities of home financing. I specialize in serving the Inland Empire region of Southern California, where I was born and raised. My deep roots in Yucaipa and Highland, California, provide me with a unique understanding of the local market and community needs.​ / My approach to mortgage lending is characterized by transparency, integrity, and a commitment to personalized service. I take pride in demystifying the mortgage process, ensuring that each client—whether a first-time homebuyer, seasoned investor, or someone seeking to refinance—receives tailored solutions that align with their financial goals. / At Ethos Lending, I align with our mission to provide honest, transparent, and trustworthy lending services. This philosophy resonates with my personal commitment to treating clients with the respect and dedication they deserve. / Beyond my professional endeavors, I’m deeply committed to building lasting relationships with clients, realtors, financial planners, and CPAs. These partnerships are the cornerstone of my business, reflecting a shared goal of helping individuals and families achieve homeownership and financial stability. / Outside of work, I’m a family man who values community involvement and personal growth. My dedication to both my family and profession underscores my holistic approach to life and business. / Whether you’re navigating the homebuying process for the first time or exploring refinancing options, I’m here to provide expert guidance every step of the way. / Feel free to reach out to discuss how I can assist you in achieving your home financing objectives.