Ethos Lending

NMLS 310104 | DRE CA-DFPI - CA-DFPI310104

Jose Vallejo

Mortgage Loan Officer | Army Veteran | Ultra Endurance Athlete With over 20 years in the mortgage industry, I specialize in helping first-time homebuyers not only achieve the dream of homeownership—but also understand how to use real estate as a foundation for long-term financial growth. As an Army Veteran, Ironman Triathlete, and ultra-endurance athlete, I bring the same drive, focus, and resilience to my clients as I do to every challenge I take on. / Homeownership is just the beginning. My goal is to educate and empower families to become successful homeowners—ones who build equity, grow wealth, and make confident decisions about their financial future. Whether you’re buying your first home or looking to expand your real estate portfolio, I’m here to help guide you every step of the way.
Mortgage Loan Officer | Army Veteran | Ultra Endurance Athlete I’m Jose Vallejo—a dedicated mortgage loan officer with over 20 years of experience, an Army Veteran, and a proud husband and father. I was raised in the San Gabriel Valley by hardworking immigrant parents who instilled in me the values of integrity, discipline, and perseverance. These values continue to guide everything I do—whether it’s helping families achieve their dream of homeownership or pushing myself in ultra-endurance events. / I live in San Dimas with my incredible wife, Ethy, and our three amazing children—Haley, Samantha, and Joseph. For the past six years, we’ve made San Dimas our home, and I’ve had the privilege of giving back to the community by leading a local running club. Through that group, I help athletes of all levels unlock their potential, just as I strive to help my clients unlock their financial future. / As an Ironman triathlete and ultra-marathoner who has completed a 100-mile race along with multiple 100K and 50K events, I understand what it means to commit to a long-term goal. I bring that same focus and endurance to the mortgage process—especially for first-time homebuyers. / But my mission goes beyond securing a loan. I’m passionate about helping families build a strong foundation through basic financial literacy. I believe that when people understand the fundamentals of budgeting, credit, and long-term planning, they can not only buy a home—but thrive as homeowners. I take pride in educating my clients on how to use real estate as a tool to grow wealth, create financial stability, and build a legacy for future generations. / Whether you’re starting your journey or looking to grow your real estate portfolio, I’m here to guide you with experience, heart, and a coach’s mindset.

Ethos Lending Delivers on Their
Promises

Ethos Lending Delivers on Their Promises

5.0

Over 1,234 Verified Reviews

Smooth buying process

Very helpful throughout the process. Specially for first time home owners .
The Nelson Family
Verified Reviewer
Brooklyn Park, MN (August 2023)

Great experience

Excellent communication and made the whole process very simple for a first time home buyer.
The Nelson Family
Verified Reviewer
Brooklyn Park, MN (August 2023)