Our Loan Officers

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Dino Katsiametis

Dino Katsiametis has over 25 years of experience and is an expert practitioner in the mortgage, banking and real estate industries. He has a passion for serving clients with a financial planning/ relational approach instead of a “one-time transaction” mindset. Because of this, Dino is truly considered a trusted advisor by his clients, realtors and other financial professionals he works with.

NMLS#264396 | DRE#1244052

Michael Mannino

Michael's approach is very different than most lenders; he doesn't "sell" mortgages. Michael helps people create customized mortgage plans for their real estate wealth and he does that in a way that is strategic and mindful of their short- and long-term goals.

NMLS#1149616 | DRE#1488798

Manny Alfelor

With over 27 years experience in mortgage lending, my goal is to ensure your journey is both seamless and rewarding. Drawing from my extensive experience as a loan processing supervisor and underwriter, I bring deep insights into every aspect of the home buying process, ensuring smooth and timely closures. Count on me for personalized attention, transparent communication, and proactive issue resolution as I guide you toward the best loan to meet your financial needs. Let's embark on this journey together with confidence and peace of mind.

NMLS#545192 | DRE#2013430

Michael Washburn

Years of customer service, sales, and entrepreneurial ventures have shaped my relationship-focused approach to mortgage lending. Clarity, education, and communication are the three main goals I focus on with every client. This approach makes me a trusted advisor to my long-term clients and a valued partner to my network of realtors and other professionals who support me in providing exceptional service to my clients.

NMLS#1928943 | DRE#1758451

Mario O’Brien

I excel at building lasting client relationships. Thriving under pressure and adaptable to any situation, I ensure a smooth, efficient process tailored to your unique needs. Through transparent communication and proactive problem-solving, I aim to exceed your expectations with the solutions I provide. As your trusted advisor, I guide you through the lending market's complexities, offering insights and support to achieve your goals and future prosperity.

NMLS#1198978 | DRE#2213211

Alison Schley

With over two decades of financial expertise, I'm adept at guiding clients through home purchases with ease. Passionate about assisting first-time buyers, I ensure they feel confident and excited about their dream homes. My core values of integrity, honesty, and kindness shape my approach. I prioritize both financial outcomes and emotional investments, never compromising on customer care. Proudly part of the Ethos Lending team, I'm honored to support you through your mortgage journey.

NMLS#2222487 | DRE#2213790

Amy Driscoll

As a Loan Officer for over 25 years, I’ve seen it all. I educate military and first-time homebuyers, work with savvy investors, help retired clients reach independence by using home equity, and get creative with self-employed borrowers. I credit my success to hard work, honesty, listening, and focus on exceeding the expectations of homeowners. Outside work, I express my passion for people and animals, volunteering within my community, fundraising, and donating money with each loan I close.

NMLS#289432 | DRE#01443276

Daniel Keller

With over 25 years of experience in real estate, I specialize in securing loans for investors and self-employed individuals. My commitment to finding tailored solutions for every borrower aligns perfectly with Ethos Lending Inc.’s dedication to personalized lending. I ensure my clients receive expert guidance throughout the loan process, drawing on my extensive expertise. As your trusted partner, my professionalism and dedication will help you achieve your financial goals with confidence.

NMLS#2140940 | DRE#1986176

Joshua Viera

With over 20 years experience as a Loan Officer, I ensure personalized loan solutions, aligned with Ethos Lending's values of integrity and transparency. Dedicated to exceptional customer care, I build lasting client relationships. Whether you're a first-time homebuyer, investor, or self-employed, trust in my guidance. Together, I’ll be your guide, ensuring you navigate lending complexities without stress to achieve your homeownership dreams.

NMLS#553100 | DRE#2138695

Noah Burford

With over 25 years in California’s lending industry, I prioritize transparency and clear communication, helping clients make informed financial decisions. My commitment to integrity and exceptional service aligns perfectly with Ethos Lending’s core values. Whether you're a homebuyer, investor, or business owner, I will leverage advanced technology to provide loan solutions tailored to your specific needs, ensuring a smooth and confident lending experience.

NMLS#360982 | DRE#1275555

We're Here for You Every Step of the Way.

We guarantee you won't be hassled with lender calls. Have questions? Just ask us.


Why Choose ETHOS?

Who has time to go to different banks to explain their situation and to understand their mortgage options? We'll use our expertise to discover solutions you didn't know were possible and secure the funding you deserve.

Our dashboard makes it easy. Request your pre-approval in less than 5 minutes. Upload your documents to lock in the best rate. Receive your full approval within 48 hours! An ETHOS Loan Expert is always on hand to advise and answer any questions.

We shop around for great deals. Our rate comparisons make selecting the best option for your home ownership goals easy and our Loan Officers are here for you with expert advice.

No worries about a great deal slipping through your fingers due to frustrating approval delays. Our fast, seamless funding process ensures you'll soon be on your way to securing that dream property.

Lock in optimum terms at current interest rates so your home payments remain affordable. Or update your repayment schedule to create more equity!

Take advantage of the equity you've built in your home with cash-out refinancing. It's your money - to spend however you want!

Some are household names, while newer players offer ultra-competitive options to challenge their established rivals. We'll work with them to ensure you lock in the best terms possible.

Delivering on Our Promises, We Build Trust

Our clients value reliability, transparent service and honest advice. We are committed to meeting your needs effectively.

I can't believe that the whole process of getting a mortgage and moving was so fast and painless. ETHOS supported us at every step of the way - always friendly, professional and ready to listen. Thank you again. The Nelson Family Rancho Mission Viejo, CA
We're truly grateful as we look back on achieving the milestone of securing our home. ETHOS went above and beyond, turning our dreams into reality. While other lenders turned us away, they stood by our side, asking, 'Why not?' We appreciate the incredible journey we've been on with ETHOS and can't thank you enough. The Curtis Family San Juan Capistrano, CA
I was finding the process of getting a mortgage pretty overwhelming - it's such a big decision. Once I found ETHOS, I knew I was in good hands. They explained all the options, and the process was smooth and fast. Overall, a great experience. The Johnson Family Rancho Mission Viejo, CA

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